Value of parameters

Category of clients

Individuals (residents and non-residents), that are seemed with following requirements:

· wish to get money by a deposit, that will finish soon;

· wish to break the treatment of bank deposit “Overnight”, that is opened more than 10 days before.

Individuals (residents and non-residents), that are not seemed with the requirements, shown in “Exist depositors”

Term of the card

1 year with reemission possibility

Ø Equal to the sum of deposit, that finished by the term.

Ø Equal to the sum of deposit “Overnight”, that client wants to back.

Not foreseen.

Accounting and payment of percents on the card account

ØAccounting of percents is perfomed from the remain of money on the card account to the end of the day.  

ØPaying of percents is perfomed monthly at the last day of the month.

Percent rate

Annual percent rate:

Ø 6,5% in UAH;

Ø 3,5% in USD,

Ø 2,5% in EUR.

Tariffs of opening and service of the card account

Tariffs for Exist depositors

Tariffs for New clients

Through cash-desks of the Bank, and every time through ATM’s and by the paying for goods and services.

Replenishment of the card account

Ø First replenishment is required as a non-cash inclusion of the sum of deposit, that finished by the term.

Ø Client gives Application form for transferring of the sum of deposit to the card account according to the product “Nakopychuval’na kartka”, filling in the number of such card account (transferring is free of charge).

Ø Bank transfers money from deposit account to the card account by memorial order.

Ø Other replenishments without limits every time and by every sums.

Without limits every time and by every sums.