Credit products of Expobank
Expobank offers its clients complete range of credit services in foreign and national currency under optimal terms. Our Bank grants credits to enterprises, organizations and other business units and legal persons of different types of ownership.
Our employees will help you to choose applicable terms of credit, pledge object, interest rate and other conditions.
Depending on the borrower’s activity and credit project proposed our Bank can grant a single credit or several credits according to open credit line and also in a form of overdraft.
Credit is a provision of resources by the Bank to the borrower on loan and under conditions of maturity, repayment, proper use and security.
Using this type of crediting gives the Bank’s client opportunity to obtain resources for a certain product/service payment. Through the credit one can perform project finance or one-time usage of the borrowed cash assets. Moreover, the credit debt payment is possible on the maturity date as well as according to convenient schedule.
Credit line is a provision of resources by the Bank to the borrower by certain tranches (parts) within a fixed limit (maximum debt) for the purposes provided by the loan agreement.
Such form of crediting allows the borrower to have a regular source of operations finance (production materials purchasing, etc) without signing of several additional loan agreements.
Overdraft is a short-term credit granted to a borrower capable of paying in the amount exceeding his current account balance for invoice documents payment. In this case the debit balance cannot exceed the overdraft limit.
The Bank determines overdraft limits only for current accounts of the borrowers and in national currency of Ukraine. The limit is determined by the credit billing, its dynamic and possible risks of the Bank while granting overdrafts.
Such form of crediting gives the Bank’s client opportunity to receive credit funds at desired time without previous notification of the Bank.
List of documents required for obtaining of credit:
- Minimal documents pack required for credit application consideration
- Required document's pack of certain types of charge
For more details please call: (044) 482-35-45, 484-16-15
Interest rates and comissions
(date of actualisation 13.06.2011)
Related requests
F.A.Q.
- Which documents are required for granting a credit?
- Which is the maximum credit term?
- Is prepayment of credit in large sums possible? Will any penal sanctions be applied in case of prepayment?
- Are there any extra charges – fees, commissions, etc – except for standard interest rate?
- May the expenses that I will bear be included into the principle amount of credit?
- Is payment deferment possible (by paying only the interest and after that the whole credit)?
- Are there any favourable terms for the clients already having credit history in your Bank?
- What is investment crediting?
- What is investment project crediting?
- Is prepayment of credit possible?
